Mini Med

Limited Medical Benefit Plans are a popular option for companies of all sizes who cannot afford to offer health coverage or who have uninsured employees who do not qualify for the company plan. JD Benefits provides coverage for common healthcare expenses. Employers can select benefit options to meet their unique needs and premium requirements.

Why Consider a Limited Medical Benefit Plan?

In today's economy, companies are having to make tough decisions - pay soaring insurance premiums, pass the high costs to employees, drop medical coverage altogether, or eliminate coverage for the hourly wage and part-time workers. However a company that does not offer healthcare coverage suddenly becomes less attractive to current and future employees, thereby increasing turnover rates significantly.

Employers can minimize the high cost of turnover by offering a limited medical plan. These plans pay a fixed benefit amount for common medical services - doctor visits, diagnostic tests & x-rays, hospitalization, accidents, emergency room, surgery, anesthesia, intensive care, wellness services, and prescription drugs to name a few.

Although limited medical plans do not cover catastrophic events, such as terminal illness, they do provide a healthcare alternative that is functional and affordable.